More or Less

You’re probably wondering, “How does Obamacare affect me?”

That’s a good question but you probably can figure out the answer by asking yourself some questions:

You are in charge of an insurance company and the government has generated a list of minimum requirements for insurance plans. Some of the plans you provide do not meet the government’s minimum requirements (such as paying for pre-natal care, breast exams, mental health services, etc.).

Are you more or less likely to continue selling those policies illegally even if those policies suit your customers’ needs?

Do you charge customers more or less money for plans that provide the increased coverage stipulated by the government?

To try to keep premium increases down, are you more or less likely to pay for customers to see specialists?

You are a business owner. You are now obligated to provide a health care plan for all employees who work over 30 hours a week or pay a penalty?

Are you more or less likely to hire new employees?

If you have to hire new employees, will you be more or less likely to hire part-time workers?

The penalty for not providing health care plans for your employees is far less than the cost of providing a health care benefit. If you are currently paying for health care plans for your employees and there are now state healthcare exchanges available for them to access, are you more or less likely to continue providing the health care benefit.

You are a doctor. The requirements to participate in Obamacare plans are onerous, costly, and take significant time away from treating patients.

Are you more or less likely to treat patients with Obamacare plans?

You are an average American worker who has a low cost insurance plan that suits your needs from the individual market or from your employer and you like the doctor you are currently seeing.

Are you more or less likely to be screwed by Obamacare?